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Financing

Ride Now. Pay Later.

Over the course of the past year, the bike industry has seen tremendous growth. There are more riders than ever before searching for Specialized products in your stores, and with that it is important to ensure that you can offer alternative forms of payment such as financing. We have partnered with Klarna so that you can offer a modern and seamless financing solution in your stores. Klarna offers your riders two unique solutions:

Applying online is quick, convenient, and secure. Qualified buyers can be pre-approved in minutes! You can also visit us and apply in-store; please bring a valid ID, credit card, and your social security number. As soon as you’re approved, you can start enjoying all of the benefits of special financing.

click+collect. order online. free store pickup.

Your Financing Options

  • Terms of 12, 18, 24, and 36 months
    with APRs between 0% - 19.99%
  • Customer is given a custom terms and APR based on their individual credit profile
  • Available for purchases between $299 and $10,000
  • 2.49% + $0.30 transaction fee

To qualify, purchase must include a bicycle.

Pay in Four:

  • 4 interest-free payments made over 6 weeks
  • 1st payment due at the time of purchase, payment 2, 3, and 4 are made every two weeks thereafter.
  • Available for purchases between $35 and $1,000
  • 3.99% + $0.30 transaction fee


To qualify, purchase must include a bicycle.

Find Your Dream Bike

Ready to start your search for your new bike? Shop our selection online and visit us today to go for a test ride.